Car insurance is a contract between you and an insurance company that protects you against financial loss in the event of an accident, theft, or damage. Auto and life insurance policies provide peace of mind.
An auto policy bundles several protections—liability, collision, comprehensive—into a single contract with limits and deductibles.
| Plan | Includes | Best For |
|---|---|---|
| Liability | State minimums | Older cars |
| Full Coverage | Liability + Collision + Comp | New/financed cars |
Yes, especially for new or financed cars.
Every 6–12 months.